Payday Debit Card Loan

Security First Bank 4E is a bank customer simulation that has solid coverage of managing a checking account, writing checks, making deposits, reconciling bank statements, applying for loans, and more. Including the latest information on direct deposits, online banking, automatic bill payments, automatic withdrawals, and debit cards, this simulation is designed to help your students have a solid foundation in banking procedures from a consumer standpoint.

Checks, Credit, and Debit Cards

Payday loan - A payday loan or cash advance is a small, short-term loan (typically up to $500) without a credit check that is intended to bridge the borrower's cashflow gap between pay days. Note, however, that the term cash advance can also mean cash provided against a prearranged line of credit such as a credit card.

Debit card - A debit card is an ISO 7810 card which physically resembles a credit card, and, like a credit card, is used as an alternative to cash when making purchases. However, when purchases are made with a debit card, the funds are withdrawn directly from the purchaser's current/checking or savings account at a bank.

Switch (debit card) - Switch was a debit card used in the United Kingdom. It is a sister of the Solo debit card.

Solo (debit card) - Solo is a debit card produced by Switch Card Services in the UK. It can only be used electronically and is designed for people under the age of 18 or on lower incomes.

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